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Volume XXIII, No. 24, August 26, 2011

From the Law Offices of Garan Lucow Miller, P.C.

 

From the Co-Editors

James L. Borin & Simeon R. Orlowski

BASICS OF NO-FAULT CLASS – FALL 2011

Please note that we are approaching the end of registration for Mr. Borin’s Basics of No-Fault course in Lansing. Classes begin on September 12, 2011. Deadline for registration is September 7, 2011. The Course Curriculum is attached for your review.

Please contact Denise Tedder at dtedder@garanlucow.com to register for the class. When registering, please provide a current email address as there will be a reading assignment sent to the participants in advance of the first class.

BASIC NO FAULT INSURANCE LAW
COURSE CURRICULUM- FALL, 2011

JAMES L. BORIN – INSTRUCTOR

LANSING
6:00 – 8:30 p.m.

I. Introduction – Why No Fault?

9/12/11 Course Approach and Review of Materials
A. History of No Fault
B. Discussion of Mandatory Insurance
C. Review Supplemental Materials “Transfer of Title and Registration”

II. Mandatory Insurance and Definitions

9/19/11 The Contract of Insurance – Certificate of Insurance – Rules of Interpretation – No Fault Definitions; Security Required; Penalties for Non-Compliance – Sections 3101, 3102 and 3103
A. Review No Fault Manual (pp. 1-16)

III. Coverage and Exclusions

9/26/11 – No Fault Coverage (i.e., Entitlement) – Sections 3105(1), (2), (3) and (4)
10/3/11 A. Review No Fault Manual (pp. 17-27)
Exclusions from Coverage – Sections 3106(1), (2) and (3)
B. Review No Fault Manual (pp. 29-36)
Exclusions from Coverage – Sections 3113(a)(b)(c) and 3163
C. Review No Fault Manual (pp. 71-74; 141-144)

IV. Which Insurer Pays?

10/10/11 Order of Priorities – Motor Vehicle Occupants – Sections 3114(1)(2)(3)(4) and 3114(5) – and Motorcyclists
10/17/11 A. Review No Fault Manual (pp. 75-82)
B. Review Supplemental Materials – “Priority of Insurers”
Order of Priorities – Non-Occupants – Sections 3115(1)(a)(b)
C. Review No Fault Manual (pp. 83-86)
Order of Priorities – Assigned Claims Facility – Sections 3171-3176; Out-of-State Accidents – Section 3111; Prorata Sharing – Sections 3114(6) and 3115(2)
D. Review No Fault Manual (pp. 145-149; 67-68; 86)

V. Benefits – Allowable Expense

10/24/11 Benefits – Allowable Expense – Sections 3107(1)(a) and 3151-3159
A. Review No Fault Manual (pp. 37-42; 137-140)

VI. Benefits – Wage Loss, Replacement Services and Survivor Loss

10/24/11 Benefits – Wage Loss and Service Reimbursement – Section 3107(1)(b) and (c); Temporarily Unemployed – Section 3107a
A. Review No Fault Manual (pp. 42-47)
Benefits – Survivor Loss – Section 3108; Distribution of Benefits – Sections 3110(1)(2)(3) and 3112
B. Review No Fault Manual (pp. 49-52; 63-65; 69-70)

VII. Computation of Benefits – Limitations, Deductibles and Coordination

10/31/11 Computation of Benefits – Non-Duplication – Section 3115(3); Governmental Setoffs – Section 3109(1); Coordination of Benefits – Section 3109a
A. Review No Fault Manual (pp. 53-61)

VIII. Statute of Limitations and Penalties

11/7/11- Time Limitations – Section 3145(1)(2) and 3141
A. Review No Fault Manual (pp. 115, 121-127)
Penalties for Late Payment – Interest and Attorney Fees – Sections 3142(1)(2)(3) and 3148(1)(2)
B. Review No Fault Manual (pp. 109-112; 115-119; 129-135)

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UPCOMING SEMINARS

The Troy Breakfast Seminar will be held on Thursday October 27, 2011 at the Troy Marriott.
Please watch Law Fax for further information and Agenda.

The Windy City Seminar will be held on Thursday November 10, 2011 at the Chicago Marriott Suites O’Hare in Rosemont, Illinois. Please watch Law Fax for further information and Agenda.